Social security (SGK) incentives significantly reduce the insurance premium burden of private-sector employers that meet certain conditions. We analyse which incentive you can use for each employee and for how long, and we manage the process for you, from the application to the monthly notifications.
Lower your premium cost per employee by applying every incentive you qualify for.
We check incentive eligibility for each of your employees and report the amounts you can benefit from.
For new hires, we plan together which incentive to apply before the employee starts.
We calculate different incentives side by side and present the most advantageous combination clearly.
We follow changes in social security legislation closely and reflect them in our calculations in the same period.
Your reports are prepared in line with the Personal Data Protection Law (KVKK) and shared only with authorised people.
SGK incentives are premium reductions and premium support offered by the Social Security Institution to employers that meet certain conditions. Their main aims are to increase employment, expand registered employment and support the competitiveness of businesses.
The table below summarises the incentives most often used by private-sector employers in 2026. Each incentive has its own conditions, so every case should be assessed individually before it is applied.
| Incentive | Who is it for? | Support provided | Duration |
|---|---|---|---|
| Premium reduction (5 points / 2 points) Law 5510 art. 81/ı · 05510 |
All private-sector employers | A 5-point reduction in the employer’s share of disability, old-age and death insurance in manufacturing, and 2 points in other sectors | Every month, as long as the conditions are met |
| Employment of young people, women and certificate holders Law 4447 provisional art. 10 · 06111 |
Women aged 18 and over, men aged 18–29, unemployed people with a vocational certificate or registered with İŞKUR; who were not insured in the 6 months before hiring | The full employer share of insurance premiums on the earnings subject to premium is covered by the Unemployment Insurance Fund | 6 – 54 months depending on the person; for hires made until 31.12.2026 |
| Employment of people with disabilities Law 4857 art. 30 · 14857 |
Employees with a disability rate of 40% or more (within or above the quota) | The full employer share of premiums calculated on the minimum wage is covered by the Treasury | Throughout employment |
| Employment of people receiving unemployment benefit Law 4447 art. 50 · 15921 |
People still receiving unemployment benefit on the date they are hired | 34.5% of employee and employer premiums on the lower limit of earnings subject to premium is covered by the Fund (up to TRY 11,395.35 per month in 2026) | For the employee’s remaining unemployment benefit period |
| R&D and design staff Laws 5746 / 4691 |
R&D, design and support staff working in R&D and design centres and technology development zones | Half of the employer’s share of insurance premiums is covered by the Treasury | Until 31.12.2028 |
| 2026 minimum wage support Law No. 7573 |
Private-sector employers that keep the employees they reported on low wages in 2025 | TRY 42.33 per premium day (about TRY 1,270 for a full month) offset against the premium debt | January – December 2026 |
| Tourism sector premium support Law No. 7590 |
Accommodation facilities holding a tourism operation certificate | TRY 116.67 per premium day, limited to the facility’s operating period | May – December 2026 |
New hires can no longer be registered under the incentives below; correction requests for past periods should be assessed separately.
Some incentives cannot be applied together for the same employee on the same day. The most advantageous incentive depends on the sector, the employee’s profile and the wage level. You can follow current changes in the legislation through our social security circulars.
Let us review your employee list and find out together whether you are missing an incentive.